Real estate appraisal services for homeowners in the city of Valley Head and De Kalb County

The top seven reasons why AL homeowners order from Dekalb County Appraisal Service:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
To reduce your mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a AL divorce, when real estate property needs to be divided
To determine the true market value of real estate in question to settle an estate in AL

Do you own a house in or near Valley Head? Do you need help determining the price of your real estate?
Contact Dekalb County Appraisal Service.

We at Dekalb County Appraisal Service understand the particular needs of a homeowner after appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and accountants. As our valued client, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. Our professional appraisers at Dekalb County Appraisal Service are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value assessment than yours.

PMI Removal Appraisals

A preferred money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. At Dekalb County Appraisal Service, we're seasoned in helping folks just like you delete unwanted and unneeded PMI insurance.

Challenging property tax assessments

Lets say you live in a local area that's declining -- your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. Getting a professional appraisal from Dekalb County Appraisal Service is your perfect weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Dekalb County Appraisal Service can provide you with efficient appraisal to help you reinstate your home equity line of credit.

We Also Offer Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would wish to have an expert double-check it for accuracy or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Dekalb County Appraisal Service can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Dekalb County Appraisal Service can help with that too. While usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house.